Troy Kalis

Troy Kalis is a regional president and executive vice president/chief mortgage officer at Frandsen Bank & Trust. A lifelong banker, Troy joined Frandsen Bank in 2007 and became chief retail lending officer in 2020. He is deeply committed to community banking and a positive work culture, championing local decision‑making, customer‑first lending that supports long‑term success for customers, employees, and shareholders. Frandsen’s people‑centered approach has earned recognition as a Forbes Best‑in‑State Bank and a Star Tribune Top 200 Workplace for eight straight years. Beyond day‑to‑day leadership, Troy is known for aligning lending operations with enterprise priorities, mentoring emerging leaders, and elevating cross‑market collaboration to deliver “community bank of choice” experiences across Frandsen’s markets.